Contact us

301-695-6565

Send us an email!

Auto Insurance Quote

Contact details:

Your car:

Home Insurance Quote

Powered by jqueryform.com

Business Insurance Quote

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Life Insurance Quote

Level of protection: $

Contact details:

Have you used tobacco or nicotine products in the last 12 months?

Yes, I have No, I have not
Your Quote Form has been sent successfully. Close this notice.

Recreational Insurance Quote

Level of protection: $

Contact details:

Travel

Your Quote Form has been sent successfully. Close this notice.
Licensed in MD, WV,
VA, & DC

Your Local Independent Insurance Agent

We write auto, home, contractors, business, recreational vehicles, life, and more!

F&S Insurance Services, Inc.

Protecting what matters most!






Protect the investment you have in your vehicle

Auto
Insurance

We offer coverage for:
* Individuals with good to perfect driving records
* Individuals with mediocre driving records listing a few accidents
* Individuals with numerous accidents, tickets, and/or DWI's
* Classic cars
* Business use of a vehicle for delivery, transit, etc.



Protect the investment you have in your home

Home
Insurance

We offer coverage for:
Homeowners: Protects the owner occupied property against liability, fire, theft, wind damage, water backup, loss of use and more.
Renters: Protects the personal property of the tenant for fire, theft, water backup, loss of use, liability and more.
Condominium: Protects personal property of condo owners for fire, theft, water backup, loss of use, liability, condo association deductible, and more.
Landlord Policies: Protects landlord's property for liability, fire, theft, loss of rent, and more.
Flood Coverage: Protects in case of ground water entering the home.

Protect the investment you have in your business

Business
Insurance

We offer coverage for:
* All contractor general liability, bonds, personal property, and worker's compensation.
* Restaurants, bars, night clubs, and private social clubs.
* Liquor stores, retail stores, warehouses, strip centers, and pool halls.
* Limousine services, taxi services, charter bus services, auto repair shops, body shops.
* Car and truck dealerships, apartment buildings, condominium associations, and more.

Protect your family

Life
Insurance

We offer coverage for:
* Funeral expenses and outstanding debt is loved one passes away.
* Providing income for surviving beneficiary.

Protect the Investment you have in your Recreational Vehicles

Recreational
Vehicle
Insurance

We offer coverage for:
* Motorcycles, boats, and jet skis
* Motor homes, mobile homes, and travel trailers
* ATV's and snowmobiles
* Classic cars and classic boats

  • Auto
    Insurance
  • Home
    Insurance
  • Business
    Insurance
  • Life
    Insurance
  • Recreational
    Vehicle
    Insurance

About Us

F&S Insurance Services, Inc is dedicated to cultivating relationships with our clients as well as with select insurance carriers who we consider our partners.

Our current partners are:

* Agency Insurance Company (AIC)
* Bristol West Insurance Company
* Chesapeake Employers Insurance
* Commonwealth Underwriters
* Donegal Insurance Group
* Foremost Insurance Company
* The Hagerty Group
* The Hartford Insurance Company
* Heacock Classic Collector Car Insurance
* Kemper Unitrin Insurance
* Maryland Auto Insurance
* MetLife Insurance Company
* Personal Umbrella Insurance
* Progressive Insurance Company
* RLI Surety
* Safeco Insurance Company
* Southern Cross Underwriters
* State Auto Insurance Company
* Windsor-Mount Joy Mutual Insurance Company

Our office hours are Monday thru Friday 9 am to 5 pm

Thank you, we'll call you soon. Close this notice.

Our vision

Helping Clients Protect What Matters Most

For more than 50 years, F&S Insurance Services, Inc has used our combined knowledge and expertise to help our clients protect what matters most. Our agency has been built with a passion for what we do. We believe in strong ethics and enduring relationships as we successfully deliver sound advice for each one of client's unique insurance needs.

3 licensed agents
50+ years of experience

Company information

F&S Insurance Services, Inc
310 South Jefferson St.
Frederick, MD 21701
Phone: 301-695-6565
Fax: 301-695-6727

Contact details

E-mail address:
fands@fandsinsurancesvs.com

301-695-6565

Our office hours are: Mon. thru Fri. - 9 am to 5 pm